Don't be taken advantage of—learn how you can pay less for your home! Do not buy or refinance a home without first obtaining this manual with software. Have you recently examined your house payment and compared how much goes toward interest and how much goes toward the principal? The average American will pay $450,000 for a $200,000 house! Learn how banks are ripping you off. Learn how an amortized loan is costing you thousands of dollars that you shouldn't be paying. If you don't currently have a simple-interest, interest-only loan on your home, then your monthly house payment is approximately 130% more than it should be. This software will show you how to obtain a $200,000 home with a monthly house payment of approximately $612 a month.